Mortgage Banker
Optimum First Mortgage
Optimum First Mortgage is a direct mortgage lender headquartered in Huntington Beach, California, offering competitive home purchase and refinance loans in multiple states.
Key Statistics
As of June 2026, public records show Optimum First Mortgage has originated approximately $3.0B in loan volume over the past 12 months, with an average loan size of $469k.
Volume (12mo)
$3.0B
Avg Loan Size
$469k
Total Mortgages
28,655
Total Borrowers
5,278
Lending Entities
Optimum First Mortgage funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
28,220 mortgages recorded
+7 more entities not shown
Geography
Optimum First Mortgage's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 1,724
Volume (12mo): $1.1B
Total Volume: $8.5B
Mortgages (12mo): 826
Volume (12mo): $389.7M
Total Volume: $891.9M
Mortgages (12mo): 478
Volume (12mo): $278.9M
Total Volume: $688.2M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Optimum First Mortgage. Click on a borrower to view their full investor profile.
10 mortgages · AZ
10 mortgages · AZ
10 mortgages · AZ
+5,275 more borrowers not shown
FAQ
What type of lender is Optimum First Mortgage?
Optimum First Mortgage is classified as an mortgage banker based on our research. Mortgage bankers are residential lenders that fund loans from their balance sheet or warehouse lines. They have a mix of business (2%) and personal loans in their portfolio.
What entities does Optimum First Mortgage fund loans under?
Optimum First Mortgage originates mortgages through 8 different lending entities. The most common include Optimum First. These are the legal entity names that appear on recorded mortgage documents.
Where is Optimum First Mortgage most active?
Based on recorded mortgages, Optimum First Mortgage is most active in California, Texas, and Washington.
How many loans has Optimum First Mortgage originated?
Public records show 28,655 mortgages recorded for Optimum First Mortgage, with $3.0B in volume over the past 12 months.
What is the average loan size for Optimum First Mortgage?
The average mortgage size for Optimum First Mortgage is $469k based on all recorded mortgages.
Does Optimum First Mortgage offer short-term loans?
Optimum First Mortgage primarily offers long-term financing, with only 0% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.