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Bank

Old Point National Bank

oldpoint.com
1 W Mellen St, Hampton, VA 23663

Old Point National Bank, based in Hampton, Virginia, is a full-service bank offering a comprehensive range of personal and business banking products, including deposit accounts, various loan types, and wealth management services.

Key Statistics

As of December 2025, public records show Old Point National Bank has originated approximately $94.9M in loan volume over the past 12 months, with an average loan size of $355k.

Volume (12mo)

$94.9M

Avg Loan Size

$355k

Total Mortgages

5,340

Total Borrowers

317

Lending Entities

Old Point National Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

The Old Point Natl Bank Of Phoebus

3,306 mortgages recorded

Old Point Natl Bank Of Pho

1,055 mortgages recorded

Old Point Natl Bkphoebus

699 mortgages recorded

Old Point Natl Bank Of Phoebus

275 mortgages recorded

+4 more not shown

Geography

Old Point National Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Virginia

Mortgages (12mo): 177

Volume (12mo): $83.6M

Total Volume: $1.6B

#2North Carolina

Mortgages (12mo): 19

Volume (12mo): $6.5M

Total Volume: $251.8M

#3Florida

Mortgages (12mo): 3

Volume (12mo): $4.8M

Total Volume: $9.2M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Old Point National Bank. Click on a borrower to view their full investor profile.

+314 more not shown

FAQ

What type of lender is Old Point National Bank?

Old Point National Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (25%) and personal loans in their portfolio.

What entities does Old Point National Bank fund loans under?

Old Point National Bank originates mortgages through 8 different lending entities. The most common include The Old Point Natl Bank Of Phoebus, Old Point Natl Bank Of Pho, and Old Point Natl Bkphoebus. These are the legal entity names that appear on recorded mortgage documents.

Where is Old Point National Bank most active?

Based on recorded mortgages, Old Point National Bank is most active in Virginia, North Carolina, and Florida.

How many loans has Old Point National Bank originated?

Public records show 5,340 mortgages recorded for Old Point National Bank, with $94.9M in volume over the past 12 months.

What is the average loan size for Old Point National Bank?

The average mortgage size for Old Point National Bank is $355k based on all recorded mortgages.

Does Old Point National Bank offer short-term loans?

Old Point National Bank primarily offers long-term financing, with only 2% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.