Bank
Oconee Federal
Oconee Federal is a community bank headquartered in Seneca, South Carolina, providing banking services and mortgage lending products such as fixed-rate mortgages for home purchases, construction, and refinancing in South Carolina and Georgia.
Key Statistics
As of June 2026, public records show Oconee Federal has originated approximately $70.4M in loan volume over the past 12 months, with an average loan size of $421k.
Volume (12mo)
$70.4M
Avg Loan Size
$421k
Total Mortgages
483
Total Borrowers
77
Lending Entities
Oconee Federal funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
483 mortgages recorded
Geography
Oconee Federal's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 146
Volume (12mo): $67.8M
Total Volume: $198.0M
Mortgages (12mo): 2
Volume (12mo): $1.8M
Total Volume: $4.2M
Mortgages (12mo): 2
Volume (12mo): $779k
Total Volume: $924k
Top Borrowers
The following individuals have the most recorded mortgage transactions with Oconee Federal. Click on a borrower to view their full investor profile.
+74 more borrowers not shown
FAQ
What type of lender is Oconee Federal?
Oconee Federal is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (18%) and personal loans in their portfolio.
What entities does Oconee Federal fund loans under?
Oconee Federal originates mortgages through 1 different lending entities. The most common include Oconee Federal S And L Assn. These are the legal entity names that appear on recorded mortgage documents.
Where is Oconee Federal most active?
Based on recorded mortgages, Oconee Federal is most active in South Carolina, North Carolina, and Tennessee.
How many loans has Oconee Federal originated?
Public records show 483 mortgages recorded for Oconee Federal, with $70.4M in volume over the past 12 months.
What is the average loan size for Oconee Federal?
The average mortgage size for Oconee Federal is $421k based on all recorded mortgages.
Does Oconee Federal offer short-term loans?
Oconee Federal primarily offers long-term financing, with only 0% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.