Bank
Oceanfirst Bank
OceanFirst Bank is a New Jersey-based FDIC-insured bank offering comprehensive personal and business banking solutions, including various types of loans and deposit accounts.
Key Statistics
As of December 2025, public records show Oceanfirst Bank has originated approximately $2.7B in loan volume over the past 12 months, with an average loan size of $658k.
Volume (12mo)
$2.7B
Avg Loan Size
$658k
Total Mortgages
32,519
Total Borrowers
13,679
Lending Entities
Oceanfirst Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
17,764 mortgages recorded
11,454 mortgages recorded
2,709 mortgages recorded
+88 more not shown
Geography
Oceanfirst Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 1,638
Volume (12mo): $1.4B
Total Volume: $14.4B
Mortgages (12mo): 173
Volume (12mo): $252.2M
Total Volume: $2.9B
Mortgages (12mo): 168
Volume (12mo): $364.8M
Total Volume: $462.9M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Oceanfirst Bank. Click on a borrower to view their full investor profile.
+13,676 more not shown
FAQ
What type of lender is Oceanfirst Bank?
Oceanfirst Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (16%) and personal loans in their portfolio.
What entities does Oceanfirst Bank fund loans under?
Oceanfirst Bank originates mortgages through 91 different lending entities. The most common include Oceanfirst Bank, Oceanfirst Bank Na, and Cape Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is Oceanfirst Bank most active?
Based on recorded mortgages, Oceanfirst Bank is most active in New Jersey, Pennsylvania, and New Mexico.
How many loans has Oceanfirst Bank originated?
Public records show 32,519 mortgages recorded for Oceanfirst Bank, with $2.7B in volume over the past 12 months.
What is the average loan size for Oceanfirst Bank?
The average mortgage size for Oceanfirst Bank is $658k based on all recorded mortgages.
Does Oceanfirst Bank offer short-term loans?
Oceanfirst Bank primarily offers long-term financing, with only 2% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.