Credit Union
Oceanair Fcu
OceanAir FCU is a member-owned cooperative based in Oxnard, California, serving Ventura County residents. Its primary focus is on providing affordable personal loans, home equity products, and savings accounts to individual and small business members as an NCUA-insured not-for-profit institution.
Key Statistics
As of January 2026, public records show Oceanair Fcu has originated approximately $220.7M in loan volume over the past 12 months, with an average loan size of $329k.
Volume (12mo)
$220.7M
Avg Loan Size
$329k
Total Mortgages
4,811
Total Borrowers
153
Lending Entities
Oceanair Fcu funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
4,417 mortgages recorded
394 mortgages recorded
Geography
Oceanair Fcu's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 329
Volume (12mo): $190.6M
Total Volume: $1.5B
Mortgages (12mo): 13
Volume (12mo): $13.8M
Total Volume: $14.5M
Mortgages (12mo): 4
Volume (12mo): $12.0M
Total Volume: $12.0M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Oceanair Fcu. Click on a borrower to view their full investor profile.
+150 more not shown
FAQ
What type of lender is Oceanair Fcu?
Oceanair Fcu is classified as an credit union based on our research. Credit unions are member-owned, not-for-profit financial cooperatives. They have a mix of business (4%) and personal loans in their portfolio.
What entities does Oceanair Fcu fund loans under?
Oceanair Fcu originates mortgages through 2 different lending entities. The most common include Cbc Fcu and Oceanair Fcu. These are the legal entity names that appear on recorded mortgage documents.
Where is Oceanair Fcu most active?
Based on recorded mortgages, Oceanair Fcu is most active in California, Colorado, and Texas.
How many loans has Oceanair Fcu originated?
Public records show 4,811 mortgages recorded for Oceanair Fcu, with $220.7M in volume over the past 12 months.
What is the average loan size for Oceanair Fcu?
The average mortgage size for Oceanair Fcu is $329k based on all recorded mortgages.
Does Oceanair Fcu offer short-term loans?
Oceanair Fcu primarily offers long-term financing, with only 0% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.