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Bank

Northern Bank

nbtc.com
275 Mishawum Road, Woburn, MA 01801

Northern Bank & Trust Company, operating as Northern Bank, is a Massachusetts-based FDIC-insured bank providing a full range of financial services, with a strong focus on supporting small businesses through various deposit products and commercial lending, including commercial real estate and construction loans.

Key Statistics

As of December 2025, public records show Northern Bank has originated approximately $1.5B in loan volume over the past 12 months, with an average loan size of $1.4M.

Volume (12mo)

$1.5B

Avg Loan Size

$1.4M

Total Mortgages

7,981

Total Borrowers

4,805

Lending Entities

Northern Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Northern Bank And Trust

7,620 mortgages recorded

Northern Home Loans

276 mortgages recorded

+14 more not shown

Geography

Northern Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Massachusetts

Mortgages (12mo): 326

Volume (12mo): $1.1B

Total Volume: $8.0B

#2New Hampshire

Mortgages (12mo): 23

Volume (12mo): $94.0M

Total Volume: $519.7M

#3Florida

Mortgages (12mo): 7

Volume (12mo): $125.2M

Total Volume: $547.5M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Northern Bank. Click on a borrower to view their full investor profile.

+4,802 more not shown

FAQ

What type of lender is Northern Bank?

Northern Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (23%) and personal loans in their portfolio.

What entities does Northern Bank fund loans under?

Northern Bank originates mortgages through 16 different lending entities. The most common include Northern Bank And Trust and Northern Home Loans. These are the legal entity names that appear on recorded mortgage documents.

Where is Northern Bank most active?

Based on recorded mortgages, Northern Bank is most active in Massachusetts, New Hampshire, and Florida.

How many loans has Northern Bank originated?

Public records show 7,981 mortgages recorded for Northern Bank, with $1.5B in volume over the past 12 months.

What is the average loan size for Northern Bank?

The average mortgage size for Northern Bank is $1.4M based on all recorded mortgages.

Does Northern Bank offer short-term loans?

Northern Bank primarily offers long-term financing, with only 1% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.