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Private Money

Ninety8 Capital

ninety8capital.com
4728 Spottswood Ave, Memphis, TN 38117

Memphis, TN-based non-bank lender providing flexible hard money and bridge loans to real estate investors for fix-and-flip, BRRRR, and construction on residential investment properties.

Key Statistics

As of June 2026, public records show Ninety8 Capital has originated approximately $167.5M in loan volume over the past 12 months, with an average loan size of $271k.

Volume (12mo)

$167.5M

Avg Loan Size

$271k

Total Mortgages

947

Total Borrowers

208

Lending Entities

Ninety8 Capital funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Ninety8 Capital

947 mortgages recorded

Geography

Ninety8 Capital's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Tennessee

Mortgages (12mo): 242

Volume (12mo): $32.1M

Total Volume: $111.2M

#2Alabama

Mortgages (12mo): 92

Volume (12mo): $134.0M

Total Volume: $134.6M

#3Mississippi

Mortgages (12mo): 7

Volume (12mo): $956k

Total Volume: $2.8M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Ninety8 Capital. Click on a borrower to view their full investor profile.

+205 more borrowers not shown

FAQ

What type of lender is Ninety8 Capital?

Ninety8 Capital is classified as an private money based on our research. The majority of their loans (90%) are for business purposes.

What entities does Ninety8 Capital fund loans under?

Ninety8 Capital originates mortgages through 1 different lending entities. The most common include Ninety8 Capital. These are the legal entity names that appear on recorded mortgage documents.

Where is Ninety8 Capital most active?

Based on recorded mortgages, Ninety8 Capital is most active in Tennessee, Alabama, and Mississippi.

How many loans has Ninety8 Capital originated?

Public records show 947 mortgages recorded for Ninety8 Capital, with $167.5M in volume over the past 12 months.

What is the average loan size for Ninety8 Capital?

The average mortgage size for Ninety8 Capital is $271k based on all recorded mortgages.

Does Ninety8 Capital offer short-term loans?

Yes, 99% of Ninety8 Capital's loans are short-term (typically bridge loans or construction financing).

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.