Mypoint Credit Union logo

Credit Union

Mypoint Credit Union

mypointcu.com
9449 Balboa Ave, San Diego, CA 92123

MyPoint Credit Union is a San Diego-based, NCUA-insured financial cooperative offering a full range of banking and lending products to its members, including mortgages, personal loans, and business banking services.

Key Statistics

As of June 2026, public records show Mypoint Credit Union has originated approximately $143.7M in loan volume over the past 12 months, with an average loan size of $356k.

Volume (12mo)

$143.7M

Avg Loan Size

$356k

Total Mortgages

2,185

Total Borrowers

1,039

Lending Entities

Mypoint Credit Union funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Mypoint Credit Union

1,364 mortgages recorded

My Point Cu Sd

820 mortgages recorded

+2 more entities not shown

Geography

Mypoint Credit Union's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1California

Mortgages (12mo): 390

Volume (12mo): $143.7M

Total Volume: $777.2M

#2Illinois

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $95k

#3Washington

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $726k

Top Borrowers

The following individuals have the most recorded mortgage transactions with Mypoint Credit Union. Click on a borrower to view their full investor profile.

+1,036 more borrowers not shown

FAQ

What type of lender is Mypoint Credit Union?

Mypoint Credit Union is classified as an credit union based on our research. Credit unions are member-owned, not-for-profit financial cooperatives. They have a mix of business (16%) and personal loans in their portfolio.

What entities does Mypoint Credit Union fund loans under?

Mypoint Credit Union originates mortgages through 4 different lending entities. The most common include Mypoint Credit Union and My Point Cu Sd. These are the legal entity names that appear on recorded mortgage documents.

Where is Mypoint Credit Union most active?

Based on recorded mortgages, Mypoint Credit Union is most active in California, Illinois, and Washington.

How many loans has Mypoint Credit Union originated?

Public records show 2,185 mortgages recorded for Mypoint Credit Union, with $143.7M in volume over the past 12 months.

What is the average loan size for Mypoint Credit Union?

The average mortgage size for Mypoint Credit Union is $356k based on all recorded mortgages.

Does Mypoint Credit Union offer short-term loans?

Mypoint Credit Union primarily offers long-term financing, with only 0% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.