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Bank

Mutual Federal

mutualfederal.com
121 S. Ohio Avenue, Sidney, OH 45365

Mutual Federal, operating in Sidney, OH, is a community-focused bank offering a comprehensive suite of personal and business banking products and services.

Key Statistics

As of June 2026, public records show Mutual Federal has originated approximately $8.3M in loan volume over the past 12 months, with an average loan size of $1.0M.

Volume (12mo)

$8.3M

Avg Loan Size

$1.0M

Total Mortgages

378

Total Borrowers

136

Lending Entities

Mutual Federal funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Mutual Federal

248 mortgages recorded

Mutual Fsb

94 mortgages recorded

Mutual Federal A Division Of First Bank Richmond

27 mortgages recorded

+3 more entities not shown

Geography

Mutual Federal's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Ohio

Mortgages (12mo): 2

Volume (12mo): $8.3M

Total Volume: $370.5M

#2Michigan

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $250k

#3Florida

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $2.2M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Mutual Federal. Click on a borrower to view their full investor profile.

+133 more borrowers not shown

FAQ

What type of lender is Mutual Federal?

Mutual Federal is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (37%) and personal loans in their portfolio.

What entities does Mutual Federal fund loans under?

Mutual Federal originates mortgages through 6 different lending entities. The most common include Mutual Federal, Mutual Fsb, and Mutual Federal A Division Of First Bank Richmond. These are the legal entity names that appear on recorded mortgage documents.

Where is Mutual Federal most active?

Based on recorded mortgages, Mutual Federal is most active in Ohio, Michigan, and Florida.

How many loans has Mutual Federal originated?

Public records show 378 mortgages recorded for Mutual Federal, with $8.3M in volume over the past 12 months.

What is the average loan size for Mutual Federal?

The average mortgage size for Mutual Federal is $1.0M based on all recorded mortgages.

Does Mutual Federal offer short-term loans?

Mutual Federal primarily offers long-term financing, with only 6% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.