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Bank

Mutual Federal

mutualfederal.com
121 S. Ohio Avenue, Sidney, OH 45365

Mutual Federal, operating in Sidney, OH, is a community-focused bank offering a comprehensive suite of personal and business banking products and services.

Key Statistics

As of December 2025, public records show Mutual Federal has originated approximately $95.4M in loan volume over the past 12 months, with an average loan size of $853k.

Volume (12mo)

$95.4M

Avg Loan Size

$853k

Total Mortgages

913

Total Borrowers

210

Lending Entities

Mutual Federal funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Mutual Fsb

510 mortgages recorded

Mutual Federal

221 mortgages recorded

Mutual Federal A Division Of First Bank Richmond

150 mortgages recorded

Mutual Federal A Divison Of First Bank Richmond

25 mortgages recorded

+2 more not shown

Geography

Mutual Federal's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Ohio

Mortgages (12mo): 30

Volume (12mo): $95.4M

Total Volume: $763.1M

#2Michigan

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $250k

#3Illinois

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $5.9M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Mutual Federal. Click on a borrower to view their full investor profile.

+207 more not shown

FAQ

What type of lender is Mutual Federal?

Mutual Federal is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (31%) and personal loans in their portfolio.

What entities does Mutual Federal fund loans under?

Mutual Federal originates mortgages through 6 different lending entities. The most common include Mutual Fsb, Mutual Federal, and Mutual Federal A Division Of First Bank Richmond. These are the legal entity names that appear on recorded mortgage documents.

Where is Mutual Federal most active?

Based on recorded mortgages, Mutual Federal is most active in Ohio, Michigan, and Illinois.

How many loans has Mutual Federal originated?

Public records show 913 mortgages recorded for Mutual Federal, with $95.4M in volume over the past 12 months.

What is the average loan size for Mutual Federal?

The average mortgage size for Mutual Federal is $853k based on all recorded mortgages.

Does Mutual Federal offer short-term loans?

Mutual Federal primarily offers long-term financing, with only 4% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.