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Bank

Mount Vernon Bank

mountvernon.bank
2109 E 1st St, Vidalia, GA 30474

Mount Vernon Bank is a community bank based in rural Georgia (primarily Vidalia and Mount Vernon areas), serving local residents and businesses through FDIC-insured deposit accounts and a variety of lending products. Its primary focus as a depository institution includes personal and commercial loans, such as mortgages and agricultural financing, to support community economic needs rather than specialized real estate investment or large-scale institutional debt.

Key Statistics

As of December 2025, public records show Mount Vernon Bank has originated approximately $32.3M in loan volume over the past 12 months, with an average loan size of $827k.

Volume (12mo)

$32.3M

Avg Loan Size

$827k

Total Mortgages

1,528

Total Borrowers

108

Lending Entities

Mount Vernon Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Mount Vernon Bank

1,528 mortgages recorded

Geography

Mount Vernon Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Georgia

Mortgages (12mo): 84

Volume (12mo): $31.9M

Total Volume: $1.3B

#2Florida

Mortgages (12mo): 1

Volume (12mo): $410k

Total Volume: $3.9M

#3Iowa

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $5.7M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Mount Vernon Bank. Click on a borrower to view their full investor profile.

+105 more not shown

FAQ

What type of lender is Mount Vernon Bank?

Mount Vernon Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (22%) and personal loans in their portfolio.

What entities does Mount Vernon Bank fund loans under?

Mount Vernon Bank originates mortgages through 1 different lending entities. The most common include Mount Vernon Bank. These are the legal entity names that appear on recorded mortgage documents.

Where is Mount Vernon Bank most active?

Based on recorded mortgages, Mount Vernon Bank is most active in Georgia, Florida, and Iowa.

How many loans has Mount Vernon Bank originated?

Public records show 1,528 mortgages recorded for Mount Vernon Bank, with $32.3M in volume over the past 12 months.

What is the average loan size for Mount Vernon Bank?

The average mortgage size for Mount Vernon Bank is $827k based on all recorded mortgages.

Does Mount Vernon Bank offer short-term loans?

Mount Vernon Bank primarily offers long-term financing, with only 37% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.