Mortgage Banker
Mortgage 1
Mortgage 1, Inc. is a Michigan-headquartered direct retail mortgage lender based in Sterling Heights, serving consumers nationwide with a focus on residential home financing. It specializes in originating and servicing government-backed (FHA, VA, USDA) and conventional loans for home purchases, refinances, and first-time buyers.
Key Statistics
As of June 2026, public records show Mortgage 1 has originated approximately $1.9B in loan volume over the past 12 months, with an average loan size of $223k.
Volume (12mo)
$1.9B
Avg Loan Size
$223k
Total Mortgages
69,233
Total Borrowers
1,380
Lending Entities
Mortgage 1 funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
69,214 mortgages recorded
+2 more entities not shown
Geography
Mortgage 1's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 3,317
Volume (12mo): $846.0M
Total Volume: $12.0B
Mortgages (12mo): 878
Volume (12mo): $512.6M
Total Volume: $1.1B
Mortgages (12mo): 472
Volume (12mo): $186.3M
Total Volume: $1.4B
Top Borrowers
The following individuals have the most recorded mortgage transactions with Mortgage 1. Click on a borrower to view their full investor profile.
+1,377 more borrowers not shown
FAQ
What type of lender is Mortgage 1?
Mortgage 1 is classified as an mortgage banker based on our research. Mortgage bankers are residential lenders that fund loans from their balance sheet or warehouse lines. They have a mix of business (1%) and personal loans in their portfolio.
What entities does Mortgage 1 fund loans under?
Mortgage 1 originates mortgages through 3 different lending entities. The most common include Mortgage 1. These are the legal entity names that appear on recorded mortgage documents.
Where is Mortgage 1 most active?
Based on recorded mortgages, Mortgage 1 is most active in Michigan, California, and Florida.
How many loans has Mortgage 1 originated?
Public records show 69,233 mortgages recorded for Mortgage 1, with $1.9B in volume over the past 12 months.
What is the average loan size for Mortgage 1?
The average mortgage size for Mortgage 1 is $223k based on all recorded mortgages.
Does Mortgage 1 offer short-term loans?
Mortgage 1 primarily offers long-term financing, with only 0% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.