Bank
Monticello Banking Company
Monticello Banking Company is a community bank based in Monticello, Kentucky, providing a full range of deposit and loan products, including residential mortgages and business financing, to individuals and businesses.
Key Statistics
As of June 2026, public records show Monticello Banking Company has originated approximately $124.0M in loan volume over the past 12 months, with an average loan size of $356k.
Volume (12mo)
$124.0M
Avg Loan Size
$356k
Total Mortgages
4,981
Total Borrowers
651
Lending Entities
Monticello Banking Company funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
4,981 mortgages recorded
+5 more entities not shown
Geography
Monticello Banking Company's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 418
Volume (12mo): $121.3M
Total Volume: $1.6B
Mortgages (12mo): 3
Volume (12mo): $2.4M
Total Volume: $22.4M
Mortgages (12mo): 1
Volume (12mo): $158k
Total Volume: $6.0M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Monticello Banking Company. Click on a borrower to view their full investor profile.
+648 more borrowers not shown
FAQ
What type of lender is Monticello Banking Company?
Monticello Banking Company is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (30%) and personal loans in their portfolio.
What entities does Monticello Banking Company fund loans under?
Monticello Banking Company originates mortgages through 6 different lending entities. The most common include Monticello Banking. These are the legal entity names that appear on recorded mortgage documents.
Where is Monticello Banking Company most active?
Based on recorded mortgages, Monticello Banking Company is most active in Kentucky, Tennessee, and Indiana.
How many loans has Monticello Banking Company originated?
Public records show 4,981 mortgages recorded for Monticello Banking Company, with $124.0M in volume over the past 12 months.
What is the average loan size for Monticello Banking Company?
The average mortgage size for Monticello Banking Company is $356k based on all recorded mortgages.
Does Monticello Banking Company offer short-term loans?
Monticello Banking Company primarily offers long-term financing, with only 20% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.