Bank
Monterey County Bank
Monterey County Bank is a community bank headquartered in Monterey, California, offering a range of retail and commercial banking products including deposit accounts and various lending options such as commercial real estate and business loans.
Key Statistics
As of June 2026, public records show Monterey County Bank has originated approximately $129.5M in loan volume over the past 12 months, with an average loan size of $1.1M.
Volume (12mo)
$129.5M
Avg Loan Size
$1.1M
Total Mortgages
249
Total Borrowers
94
Lending Entities
Monterey County Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
250 mortgages recorded
Geography
Monterey County Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 60
Volume (12mo): $114.7M
Total Volume: $260.6M
Mortgages (12mo): 2
Volume (12mo): $1.5M
Total Volume: $1.5M
Mortgages (12mo): 2
Volume (12mo): $2.5M
Total Volume: $3.4M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Monterey County Bank. Click on a borrower to view their full investor profile.
+91 more borrowers not shown
FAQ
What type of lender is Monterey County Bank?
Monterey County Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (39%) and personal loans in their portfolio.
What entities does Monterey County Bank fund loans under?
Monterey County Bank originates mortgages through 1 different lending entities. The most common include Monterey County Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is Monterey County Bank most active?
Based on recorded mortgages, Monterey County Bank is most active in California, Ohio, and Washington.
How many loans has Monterey County Bank originated?
Public records show 249 mortgages recorded for Monterey County Bank, with $129.5M in volume over the past 12 months.
What is the average loan size for Monterey County Bank?
The average mortgage size for Monterey County Bank is $1.1M based on all recorded mortgages.
Does Monterey County Bank offer short-term loans?
Monterey County Bank primarily offers long-term financing, with only 24% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.