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Bank

Midwest Loan Services

midwestloanservices.com
400 Quincy Street, 6th floor, Hancock, MI 49930

Midwest Loan Services, a division of University Bank, is a mortgage subservicer primarily serving credit unions and other financial institutions. They handle the administrative aspects of mortgage loans, including payment collection and escrow management, and are ultimately backed by an FDIC-insured bank.

Key Statistics

As of December 2025, public records show Midwest Loan Services has originated approximately $739.8M in loan volume over the past 12 months, with an average loan size of $173k.

Volume (12mo)

$739.8M

Avg Loan Size

$173k

Total Mortgages

62,689

Total Borrowers

28,921

Lending Entities

Midwest Loan Services funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

American Heritage Fcu

32,662 mortgages recorded

Aberdeen Proving Ground Fcu

14,922 mortgages recorded

American Heritage Credit Union

9,259 mortgages recorded

First Heritage Financial

5,790 mortgages recorded

+52 more not shown

Geography

Midwest Loan Services's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Pennsylvania

Mortgages (12mo): 2,131

Volume (12mo): $422.4M

Total Volume: $6.8B

#2Maryland

Mortgages (12mo): 1,388

Volume (12mo): $189.8M

Total Volume: $1.7B

#3New Jersey

Mortgages (12mo): 472

Volume (12mo): $86.5M

Total Volume: $1.9B

Top Borrowers

The following individuals have the most recorded mortgage transactions with Midwest Loan Services. Click on a borrower to view their full investor profile.

+28,918 more not shown

FAQ

What type of lender is Midwest Loan Services?

Midwest Loan Services is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (3%) and personal loans in their portfolio.

What entities does Midwest Loan Services fund loans under?

Midwest Loan Services originates mortgages through 56 different lending entities. The most common include American Heritage Fcu, Aberdeen Proving Ground Fcu, and American Heritage Credit Union. These are the legal entity names that appear on recorded mortgage documents.

Where is Midwest Loan Services most active?

Based on recorded mortgages, Midwest Loan Services is most active in Pennsylvania, Maryland, and New Jersey.

How many loans has Midwest Loan Services originated?

Public records show 62,689 mortgages recorded for Midwest Loan Services, with $739.8M in volume over the past 12 months.

What is the average loan size for Midwest Loan Services?

The average mortgage size for Midwest Loan Services is $173k based on all recorded mortgages.

Does Midwest Loan Services offer short-term loans?

Midwest Loan Services primarily offers long-term financing, with only 1% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.