Investment Lender
Merchants Mortgage
Merchants Mortgage & Trust Corporation is a nationwide private real estate lender that provides specialized financing, such as fix & flip and DSCR loans, primarily for real estate investors.
Key Statistics
As of December 2025, public records show Merchants Mortgage has originated approximately $114.8M in loan volume over the past 12 months, with an average loan size of $411k.
Volume (12mo)
$114.8M
Avg Loan Size
$411k
Total Mortgages
1,302
Total Borrowers
495
Lending Entities
Merchants Mortgage funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
723 mortgages recorded
346 mortgages recorded
200 mortgages recorded
+2 more not shown
Geography
Merchants Mortgage's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 87
Volume (12mo): $44.8M
Total Volume: $208.9M
Mortgages (12mo): 81
Volume (12mo): $30.6M
Total Volume: $208.7M
Mortgages (12mo): 65
Volume (12mo): $34.3M
Total Volume: $88.6M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Merchants Mortgage. Click on a borrower to view their full investor profile.
+492 more not shown
FAQ
What type of lender is Merchants Mortgage?
Merchants Mortgage is classified as an investment lender based on our research. Investment lenders provide asset-based financing for real estate investors, including DSCR, fix and flip, and bridge loans. The majority of their loans (61%) are for business purposes.
What entities does Merchants Mortgage fund loans under?
Merchants Mortgage originates mortgages through 5 different lending entities. The most common include Merchants Mortgage Nw, Merchants Mtg And Trust, and Merchants Mortgage And Trust Cor. These are the legal entity names that appear on recorded mortgage documents.
Where is Merchants Mortgage most active?
Based on recorded mortgages, Merchants Mortgage is most active in Colorado, Oregon, and Washington.
How many loans has Merchants Mortgage originated?
Public records show 1,302 mortgages recorded for Merchants Mortgage, with $114.8M in volume over the past 12 months.
What is the average loan size for Merchants Mortgage?
The average mortgage size for Merchants Mortgage is $411k based on all recorded mortgages.
Does Merchants Mortgage offer short-term loans?
Yes, 90% of Merchants Mortgage's loans are short-term (typically bridge loans or construction financing).
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.