Bank
Merchants Commercial Bank
Merchants Commercial Bank is a community bank based in St. Thomas, Virgin Islands, providing personal and business banking services, including commercial loans and hard money lending for residential and commercial properties.
Key Statistics
As of May 2026, public records show Merchants Commercial Bank has originated approximately $74.3M in loan volume over the past 12 months, with an average loan size of $1.1M.
Volume (12mo)
$74.3M
Avg Loan Size
$1.1M
Total Mortgages
262
Total Borrowers
311
Lending Entities
Merchants Commercial Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
262 mortgages recorded
Geography
Merchants Commercial Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 49
Volume (12mo): $73.2M
Total Volume: $283.1M
Mortgages (12mo): 1
Volume (12mo): $1.1M
Total Volume: $1.1M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Merchants Commercial Bank. Click on a borrower to view their full investor profile.
+308 more borrowers not shown
FAQ
What type of lender is Merchants Commercial Bank?
Merchants Commercial Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. The majority of their loans (79%) are for business purposes.
What entities does Merchants Commercial Bank fund loans under?
Merchants Commercial Bank originates mortgages through 1 different lending entities. The most common include Merchants Commercial Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is Merchants Commercial Bank most active?
Based on recorded mortgages, Merchants Commercial Bank is most active in VI and Arizona.
How many loans has Merchants Commercial Bank originated?
Public records show 262 mortgages recorded for Merchants Commercial Bank, with $74.3M in volume over the past 12 months.
What is the average loan size for Merchants Commercial Bank?
The average mortgage size for Merchants Commercial Bank is $1.1M based on all recorded mortgages.
Does Merchants Commercial Bank offer short-term loans?
Merchants Commercial Bank primarily offers long-term financing, with only 0% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.