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Bank

Merchants Bank

merchantsbank.com
102 East Third Street, Winona, MN

Merchants Bank NA is an FDIC-insured community bank primarily serving Minnesota and Wisconsin, offering a comprehensive range of personal and business banking products, including various loan types and wealth management services.

Key Statistics

As of May 2026, public records show Merchants Bank has originated approximately $370.0M in loan volume over the past 12 months, with an average loan size of $264k.

Volume (12mo)

$370.0M

Avg Loan Size

$264k

Total Mortgages

14,603

Total Borrowers

666

Lending Entities

Merchants Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Merchants Bank Na

13,874 mortgages recorded

Merchants Bank Natl Associ

729 mortgages recorded

+2 more entities not shown

Geography

Merchants Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Minnesota

Mortgages (12mo): 930

Volume (12mo): $268.5M

Total Volume: $3.1B

#2Wisconsin

Mortgages (12mo): 176

Volume (12mo): $89.4M

Total Volume: $534.5M

#3Florida

Mortgages (12mo): 8

Volume (12mo): $6.2M

Total Volume: $59.2M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Merchants Bank. Click on a borrower to view their full investor profile.

+663 more borrowers not shown

FAQ

What type of lender is Merchants Bank?

Merchants Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (11%) and personal loans in their portfolio.

What entities does Merchants Bank fund loans under?

Merchants Bank originates mortgages through 4 different lending entities. The most common include Merchants Bank Na and Merchants Bank Natl Associ. These are the legal entity names that appear on recorded mortgage documents.

Where is Merchants Bank most active?

Based on recorded mortgages, Merchants Bank is most active in Minnesota, Wisconsin, and Florida.

How many loans has Merchants Bank originated?

Public records show 14,603 mortgages recorded for Merchants Bank, with $370.0M in volume over the past 12 months.

What is the average loan size for Merchants Bank?

The average mortgage size for Merchants Bank is $264k based on all recorded mortgages.

Does Merchants Bank offer short-term loans?

Merchants Bank primarily offers long-term financing, with only 8% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.