Bank
Mechanics Bank
Mechanics Bank is a California-based, FDIC-insured community bank offering a wide range of financial services, including deposit accounts, investment management, and trust services.
Key Statistics
As of December 2025, public records show Mechanics Bank has originated approximately $1.6B in loan volume over the past 12 months, with an average loan size of $858k.
Volume (12mo)
$1.6B
Avg Loan Size
$858k
Total Mortgages
27,145
Total Borrowers
1,734
Lending Entities
Mechanics Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
24,831 mortgages recorded
2,311 mortgages recorded
+2 more not shown
Geography
Mechanics Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 694
Volume (12mo): $146.8M
Total Volume: $1.6B
Mortgages (12mo): 684
Volume (12mo): $750.0M
Total Volume: $13.2B
Mortgages (12mo): 73
Volume (12mo): $160.1M
Total Volume: $226.0M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Mechanics Bank. Click on a borrower to view their full investor profile.
+1,731 more not shown
FAQ
What type of lender is Mechanics Bank?
Mechanics Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (13%) and personal loans in their portfolio.
What entities does Mechanics Bank fund loans under?
Mechanics Bank originates mortgages through 4 different lending entities. The most common include Mechanics Bank and Mechanics Savings Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is Mechanics Bank most active?
Based on recorded mortgages, Mechanics Bank is most active in Ohio, California, and Washington.
How many loans has Mechanics Bank originated?
Public records show 27,145 mortgages recorded for Mechanics Bank, with $1.6B in volume over the past 12 months.
What is the average loan size for Mechanics Bank?
The average mortgage size for Mechanics Bank is $858k based on all recorded mortgages.
Does Mechanics Bank offer short-term loans?
Mechanics Bank primarily offers long-term financing, with only 8% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.