Credit Union
Magnifi Financial
Magnifi Financial is a credit union primarily serving central Minnesota, North Dakota, and Wisconsin. As a member-owned, not-for-profit financial cooperative, it offers a comprehensive suite of financial products and services, including mortgages, savings, and business banking, and is federally insured by the NCUA.
Key Statistics
As of December 2025, public records show Magnifi Financial has originated approximately $415.6M in loan volume over the past 12 months, with an average loan size of $299k.
Volume (12mo)
$415.6M
Avg Loan Size
$299k
Total Mortgages
7,348
Total Borrowers
302
Lending Entities
Magnifi Financial funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
5,374 mortgages recorded
1,973 mortgages recorded
+1 more not shown
Geography
Magnifi Financial's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 1,099
Volume (12mo): $315.3M
Total Volume: $1.7B
Mortgages (12mo): 20
Volume (12mo): $7.6M
Total Volume: $266.5M
Mortgages (12mo): 10
Volume (12mo): $3.8M
Total Volume: $113.0M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Magnifi Financial. Click on a borrower to view their full investor profile.
+299 more not shown
FAQ
What type of lender is Magnifi Financial?
Magnifi Financial is classified as an credit union based on our research. Credit unions are member-owned, not-for-profit financial cooperatives. They have a mix of business (10%) and personal loans in their portfolio.
What entities does Magnifi Financial fund loans under?
Magnifi Financial originates mortgages through 3 different lending entities. The most common include Central Minnesota Cu and Magnifi Financial Credit Union. These are the legal entity names that appear on recorded mortgage documents.
Where is Magnifi Financial most active?
Based on recorded mortgages, Magnifi Financial is most active in Minnesota, North Dakota, and Florida.
How many loans has Magnifi Financial originated?
Public records show 7,348 mortgages recorded for Magnifi Financial, with $415.6M in volume over the past 12 months.
What is the average loan size for Magnifi Financial?
The average mortgage size for Magnifi Financial is $299k based on all recorded mortgages.
Does Magnifi Financial offer short-term loans?
Magnifi Financial primarily offers long-term financing, with only 5% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.