Bank
Locus Bank
Locus Bank is a Virginia-based FDIC-insured community bank headquartered in Henrico, serving underserved areas across the state through mission-driven depository and lending services. Its primary focus is on community development financing, including loans for affordable housing, small businesses, clean energy, and food systems to promote economic inclusion and resilience.
Key Statistics
As of June 2026, public records show Locus Bank has originated approximately $55.9M in loan volume over the past 12 months, with an average loan size of $1.2M.
Volume (12mo)
$55.9M
Avg Loan Size
$1.2M
Total Mortgages
298
Total Borrowers
75
Lending Entities
Locus Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
226 mortgages recorded
72 mortgages recorded
+3 more entities not shown
Geography
Locus Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 20
Volume (12mo): $52.9M
Total Volume: $331.0M
Mortgages (12mo): 1
Volume (12mo): $3.0M
Total Volume: $13.7M
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $596k
Top Borrowers
The following individuals have the most recorded mortgage transactions with Locus Bank. Click on a borrower to view their full investor profile.
+72 more borrowers not shown
FAQ
What type of lender is Locus Bank?
Locus Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. The majority of their loans (82%) are for business purposes.
What entities does Locus Bank fund loans under?
Locus Bank originates mortgages through 5 different lending entities. The most common include Vcc Bank and Locus Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is Locus Bank most active?
Based on recorded mortgages, Locus Bank is most active in Virginia, North Carolina, and Ohio.
How many loans has Locus Bank originated?
Public records show 298 mortgages recorded for Locus Bank, with $55.9M in volume over the past 12 months.
What is the average loan size for Locus Bank?
The average mortgage size for Locus Bank is $1.2M based on all recorded mortgages.
Does Locus Bank offer short-term loans?
Locus Bank primarily offers long-term financing, with only 0% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.