Bank
Locality Bank
Locality Bank is a South Florida-based community bank headquartered in Fort Lauderdale, offering digital-first personal and business banking services. Its primary focus includes FDIC-insured deposit accounts, SBA loans, business lines of credit, and commercial real estate financing to support local small businesses and economic growth.
Key Statistics
As of December 2025, public records show Locality Bank has originated approximately $112.9M in loan volume over the past 12 months, with an average loan size of $2.2M.
Volume (12mo)
$112.9M
Avg Loan Size
$2.2M
Total Mortgages
188
Total Borrowers
236
Lending Entities
Locality Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
187 mortgages recorded
+1 more not shown
Geography
Locality Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 50
Volume (12mo): $112.9M
Total Volume: $398.8M
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $3.9M
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $4.4M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Locality Bank. Click on a borrower to view their full investor profile.
20 mortgages · FL
14 mortgages · FL
12 mortgages · FL
+233 more not shown
FAQ
What type of lender is Locality Bank?
Locality Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. The majority of their loans (83%) are for business purposes.
What entities does Locality Bank fund loans under?
Locality Bank originates mortgages through 2 different lending entities. The most common include Locality Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is Locality Bank most active?
Based on recorded mortgages, Locality Bank is most active in Florida, Arizona, and South Carolina.
How many loans has Locality Bank originated?
Public records show 188 mortgages recorded for Locality Bank, with $112.9M in volume over the past 12 months.
What is the average loan size for Locality Bank?
The average mortgage size for Locality Bank is $2.2M based on all recorded mortgages.
Does Locality Bank offer short-term loans?
Locality Bank primarily offers long-term financing, with only 9% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.