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Credit Union

Lake Michigan Credit Union

lmcu.org
Grand Rapids, Michigan

Lake Michigan Credit Union (LMCU) is a large, member-owned credit union primarily serving Michigan and Florida. They offer a full suite of personal and business banking services, with a strong focus on mortgages, loans, and deposit accounts.

Key Statistics

As of December 2025, public records show Lake Michigan Credit Union has originated approximately $5.1B in loan volume over the past 12 months, with an average loan size of $256k.

Volume (12mo)

$5.1B

Avg Loan Size

$256k

Total Mortgages

220,501

Total Borrowers

3,640

Lending Entities

Lake Michigan Credit Union funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Lake Michigan Cu

147,203 mortgages recorded

Lake Michigan Credit Union

72,357 mortgages recorded

+34 more not shown

Geography

Lake Michigan Credit Union's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Michigan

Mortgages (12mo): 11,798

Volume (12mo): $4.2B

Total Volume: $48.0B

#2Florida

Mortgages (12mo): 1,411

Volume (12mo): $822.6M

Total Volume: $7.8B

#3Ohio

Mortgages (12mo): 66

Volume (12mo): $32.4M

Total Volume: $134.1M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Lake Michigan Credit Union. Click on a borrower to view their full investor profile.

+3,637 more not shown

FAQ

What type of lender is Lake Michigan Credit Union?

Lake Michigan Credit Union is classified as an credit union based on our research. Credit unions are member-owned, not-for-profit financial cooperatives. They have a mix of business (2%) and personal loans in their portfolio.

What entities does Lake Michigan Credit Union fund loans under?

Lake Michigan Credit Union originates mortgages through 36 different lending entities. The most common include Lake Michigan Cu and Lake Michigan Credit Union. These are the legal entity names that appear on recorded mortgage documents.

Where is Lake Michigan Credit Union most active?

Based on recorded mortgages, Lake Michigan Credit Union is most active in Michigan, Florida, and Ohio.

How many loans has Lake Michigan Credit Union originated?

Public records show 220,501 mortgages recorded for Lake Michigan Credit Union, with $5.1B in volume over the past 12 months.

What is the average loan size for Lake Michigan Credit Union?

The average mortgage size for Lake Michigan Credit Union is $256k based on all recorded mortgages.

Does Lake Michigan Credit Union offer short-term loans?

Lake Michigan Credit Union primarily offers long-term financing, with only 1% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.