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Bank

Ks Bank

ksbankinc.com
1031 N. Brightleaf Blvd, P.O. Box 661, Smithfield, NC 27577

KS Bank is a community bank primarily serving North Carolina, offering a range of traditional banking services including deposit accounts, consumer loans, and business and mortgage loans.

Key Statistics

As of December 2025, public records show Ks Bank has originated approximately $341.1M in loan volume over the past 12 months, with an average loan size of $299k.

Volume (12mo)

$341.1M

Avg Loan Size

$299k

Total Mortgages

8,346

Total Borrowers

1,333

Lending Entities

Ks Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Ks Bank

8,346 mortgages recorded

Geography

Ks Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1North Carolina

Mortgages (12mo): 716

Volume (12mo): $321.3M

Total Volume: $2.4B

#2South Carolina

Mortgages (12mo): 5

Volume (12mo): $10.0M

Total Volume: $38.4M

#3Tennessee

Mortgages (12mo): 3

Volume (12mo): $9.9M

Total Volume: $10.3M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Ks Bank. Click on a borrower to view their full investor profile.

+1,330 more not shown

FAQ

What type of lender is Ks Bank?

Ks Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. The majority of their loans (62%) are for business purposes.

What entities does Ks Bank fund loans under?

Ks Bank originates mortgages through 1 different lending entities. The most common include Ks Bank. These are the legal entity names that appear on recorded mortgage documents.

Where is Ks Bank most active?

Based on recorded mortgages, Ks Bank is most active in North Carolina, South Carolina, and Tennessee.

How many loans has Ks Bank originated?

Public records show 8,346 mortgages recorded for Ks Bank, with $341.1M in volume over the past 12 months.

What is the average loan size for Ks Bank?

The average mortgage size for Ks Bank is $299k based on all recorded mortgages.

Does Ks Bank offer short-term loans?

Ks Bank primarily offers long-term financing, with only 5% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.