Bank
Kodabank
KodaBank is a community-focused bank serving rural areas in North Dakota and Minnesota, with branches centered around its Drayton, ND headquarters. As an FDIC-insured depository institution, its primary product focus includes a wide range of personal and business financial services, such as mortgages, agricultural loans, checking/savings accounts, and digital banking tools to support local families, farmers, and small businesses.
Key Statistics
As of December 2025, public records show Kodabank has originated approximately $75.5M in loan volume over the past 12 months, with an average loan size of $440k.
Volume (12mo)
$75.5M
Avg Loan Size
$440k
Total Mortgages
841
Total Borrowers
52
Lending Entities
Kodabank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
841 mortgages recorded
Geography
Kodabank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 113
Volume (12mo): $49.2M
Total Volume: $278.8M
Mortgages (12mo): 58
Volume (12mo): $24.5M
Total Volume: $56.0M
Mortgages (12mo): 3
Volume (12mo): $356k
Total Volume: $356k
Top Borrowers
The following individuals have the most recorded mortgage transactions with Kodabank. Click on a borrower to view their full investor profile.
+49 more not shown
FAQ
What type of lender is Kodabank?
Kodabank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (27%) and personal loans in their portfolio.
What entities does Kodabank fund loans under?
Kodabank originates mortgages through 1 different lending entities. The most common include Kodabank. These are the legal entity names that appear on recorded mortgage documents.
Where is Kodabank most active?
Based on recorded mortgages, Kodabank is most active in North Dakota, Minnesota, and Florida.
How many loans has Kodabank originated?
Public records show 841 mortgages recorded for Kodabank, with $75.5M in volume over the past 12 months.
What is the average loan size for Kodabank?
The average mortgage size for Kodabank is $440k based on all recorded mortgages.
Does Kodabank offer short-term loans?
Kodabank primarily offers long-term financing, with only 16% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.