Credit Union
Keypoint Credit Union
KeyPoint Credit Union, headquartered in Silicon Valley, California, is a member-owned, not-for-profit cooperative serving tech industry employees and communities across the Bay Area and Santa Barbara County with NCUA-insured deposits, competitive mortgages, personal/business loans, and digital banking solutions focused on financial wellness and low-cost services.
Key Statistics
As of December 2025, public records show Keypoint Credit Union has originated approximately $182.3M in loan volume over the past 12 months, with an average loan size of $530k.
Volume (12mo)
$182.3M
Avg Loan Size
$530k
Total Mortgages
1,971
Total Borrowers
319
Lending Entities
Keypoint Credit Union funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
1,971 mortgages recorded
+2 more not shown
Geography
Keypoint Credit Union's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 307
Volume (12mo): $116.8M
Total Volume: $678.3M
Mortgages (12mo): 14
Volume (12mo): $13.2M
Total Volume: $84.7M
Mortgages (12mo): 8
Volume (12mo): $3.1M
Total Volume: $9.6M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Keypoint Credit Union. Click on a borrower to view their full investor profile.
+316 more not shown
FAQ
What type of lender is Keypoint Credit Union?
Keypoint Credit Union is classified as an credit union based on our research. Credit unions are member-owned, not-for-profit financial cooperatives. They have a mix of business (10%) and personal loans in their portfolio.
What entities does Keypoint Credit Union fund loans under?
Keypoint Credit Union originates mortgages through 3 different lending entities. The most common include Keypoint Credit Union. These are the legal entity names that appear on recorded mortgage documents.
Where is Keypoint Credit Union most active?
Based on recorded mortgages, Keypoint Credit Union is most active in California, Texas, and South Carolina.
How many loans has Keypoint Credit Union originated?
Public records show 1,971 mortgages recorded for Keypoint Credit Union, with $182.3M in volume over the past 12 months.
What is the average loan size for Keypoint Credit Union?
The average mortgage size for Keypoint Credit Union is $530k based on all recorded mortgages.
Does Keypoint Credit Union offer short-term loans?
Keypoint Credit Union primarily offers long-term financing, with only 0% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.