Mortgage Banker
Kapitus
Kapitus, operating as Strategic Funding Source, Inc., is a direct lender primarily focused on providing a range of small business financing solutions, including loans and lines of credit, to businesses across the United States. They are regulated as a finance lender in states like California.
Key Statistics
As of December 2025, public records show Kapitus has originated approximately $19.0M in loan volume over the past 12 months, with an average loan size of $140k.
Volume (12mo)
$19.0M
Avg Loan Size
$140k
Total Mortgages
669
Total Borrowers
37
Lending Entities
Kapitus funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
669 mortgages recorded
Geography
Kapitus's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 100
Volume (12mo): $19.0M
Total Volume: $90.9M
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $806k
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $1.9M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Kapitus. Click on a borrower to view their full investor profile.
+34 more not shown
FAQ
What type of lender is Kapitus?
Kapitus is classified as an mortgage banker based on our research. Mortgage bankers are residential lenders that fund loans from their balance sheet or warehouse lines. The majority of their loans (97%) are for business purposes.
What entities does Kapitus fund loans under?
Kapitus originates mortgages through 1 different lending entities. The most common include Strategic Funding. These are the legal entity names that appear on recorded mortgage documents.
Where is Kapitus most active?
Based on recorded mortgages, Kapitus is most active in Virginia, Florida, and North Carolina.
How many loans has Kapitus originated?
Public records show 669 mortgages recorded for Kapitus, with $19.0M in volume over the past 12 months.
What is the average loan size for Kapitus?
The average mortgage size for Kapitus is $140k based on all recorded mortgages.
Does Kapitus offer short-term loans?
Kapitus primarily offers long-term financing, with only 3% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.