Investment Lender
Irc Capital Residential
IRC Capital Residential is a San Antonio-based investment lender providing interim construction financing and construction loans to professional home builders for residential properties across Texas.
Key Statistics
As of December 2025, public records show Irc Capital Residential has originated approximately $27.5M in loan volume over the past 12 months, with an average loan size of $296k.
Volume (12mo)
$27.5M
Avg Loan Size
$296k
Total Mortgages
1,337
Total Borrowers
173
Lending Entities
Irc Capital Residential funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
988 mortgages recorded
321 mortgages recorded
+18 more not shown
Geography
Irc Capital Residential's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 85
Volume (12mo): $27.2M
Total Volume: $394.7M
Mortgages (12mo): 1
Volume (12mo): $350k
Total Volume: $350k
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $180k
Top Borrowers
The following individuals have the most recorded mortgage transactions with Irc Capital Residential. Click on a borrower to view their full investor profile.
618 mortgages · TX
548 mortgages · TX
380 mortgages · TX
+170 more not shown
FAQ
What type of lender is Irc Capital Residential?
Irc Capital Residential is classified as an investment lender based on our research. Investment lenders provide asset-based financing for real estate investors, including DSCR, fix and flip, and bridge loans. The majority of their loans (90%) are for business purposes.
What entities does Irc Capital Residential fund loans under?
Irc Capital Residential originates mortgages through 20 different lending entities. The most common include Irc Capital Residential Ltd and Irc Builders Funding Ltd. These are the legal entity names that appear on recorded mortgage documents.
Where is Irc Capital Residential most active?
Based on recorded mortgages, Irc Capital Residential is most active in Texas, Massachusetts, and Maryland.
How many loans has Irc Capital Residential originated?
Public records show 1,337 mortgages recorded for Irc Capital Residential, with $27.5M in volume over the past 12 months.
What is the average loan size for Irc Capital Residential?
The average mortgage size for Irc Capital Residential is $296k based on all recorded mortgages.
Does Irc Capital Residential offer short-term loans?
Irc Capital Residential primarily offers long-term financing, with only 8% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.