Private Money
Ira Financial
IRA Financial is a Sioux Falls, South Dakota-based company specializing in self-directed retirement accounts that enable investors to finance real estate ventures, including asset-based loans for investors through IRAs.
Key Statistics
As of June 2026, public records show Ira Financial has originated approximately $24.1M in loan volume over the past 12 months, with an average loan size of $602k.
Volume (12mo)
$24.1M
Avg Loan Size
$602k
Total Mortgages
185
Total Borrowers
106
Lending Entities
Ira Financial funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
185 mortgages recorded
+1 more entities not shown
Geography
Ira Financial's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 12
Volume (12mo): $4.7M
Total Volume: $10.8M
Mortgages (12mo): 9
Volume (12mo): $8.4M
Total Volume: $24.9M
Mortgages (12mo): 5
Volume (12mo): $679k
Total Volume: $5.4M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Ira Financial. Click on a borrower to view their full investor profile.
13 mortgages · WA
13 mortgages · AR
11 mortgages · WA
+103 more borrowers not shown
FAQ
What type of lender is Ira Financial?
Ira Financial is classified as an private money based on our research. The majority of their loans (65%) are for business purposes.
What entities does Ira Financial fund loans under?
Ira Financial originates mortgages through 2 different lending entities. The most common include Ira Financial Trust. These are the legal entity names that appear on recorded mortgage documents.
Where is Ira Financial most active?
Based on recorded mortgages, Ira Financial is most active in California, Washington, and Florida.
How many loans has Ira Financial originated?
Public records show 185 mortgages recorded for Ira Financial, with $24.1M in volume over the past 12 months.
What is the average loan size for Ira Financial?
The average mortgage size for Ira Financial is $602k based on all recorded mortgages.
Does Ira Financial offer short-term loans?
Yes, 55% of Ira Financial's loans are short-term (typically bridge loans or construction financing).
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.