Private Money
Innovative Capital
Innovative Capital is a San Diego-based private capital lender specializing in commercial real estate financing and high-yield secured real estate debt investments. They operate funds like the Innovative Capital Income Fund to provide quick funding solutions for businesses and investors.
Key Statistics
As of June 2026, public records show Innovative Capital has originated approximately $29.4M in loan volume over the past 12 months, with an average loan size of $1.0M.
Volume (12mo)
$29.4M
Avg Loan Size
$1.0M
Total Mortgages
67
Total Borrowers
54
Lending Entities
Innovative Capital funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
38 mortgages recorded
23 mortgages recorded
4 mortgages recorded
2 mortgages recorded
+1 more entities not shown
Geography
Innovative Capital's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 23
Volume (12mo): $28.9M
Total Volume: $59.8M
Mortgages (12mo): 1
Volume (12mo): $450k
Total Volume: $450k
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $750k
Top Borrowers
The following individuals have the most recorded mortgage transactions with Innovative Capital. Click on a borrower to view their full investor profile.
+51 more borrowers not shown
FAQ
What type of lender is Innovative Capital?
Innovative Capital is classified as an private money based on our research. The majority of their loans (53%) are for business purposes.
What entities does Innovative Capital fund loans under?
Innovative Capital originates mortgages through 5 different lending entities. The most common include Innovative Capital Income Fund, Innovative Capital Reit, and Innovative Capital. These are the legal entity names that appear on recorded mortgage documents.
Where is Innovative Capital most active?
Based on recorded mortgages, Innovative Capital is most active in California, Texas, and Oklahoma.
How many loans has Innovative Capital originated?
Public records show 67 mortgages recorded for Innovative Capital, with $29.4M in volume over the past 12 months.
What is the average loan size for Innovative Capital?
The average mortgage size for Innovative Capital is $1.0M based on all recorded mortgages.
Does Innovative Capital offer short-term loans?
Yes, 95% of Innovative Capital's loans are short-term (typically bridge loans or construction financing).
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.