Credit Union
Innovations Fcu
Innovations Financial Credit Union is a member-owned cooperative based in the Panama City, Florida area, serving local communities in Bay County and surrounding regions. Its primary focus is providing accessible banking and lending services, including personal and business loans, deposit accounts, and credit cards, to support members' financial needs through a not-for-profit model.
Key Statistics
As of December 2025, public records show Innovations Fcu has originated approximately $91.8M in loan volume over the past 12 months, with an average loan size of $204k.
Volume (12mo)
$91.8M
Avg Loan Size
$204k
Total Mortgages
2,660
Total Borrowers
365
Lending Entities
Innovations Fcu funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
1,556 mortgages recorded
499 mortgages recorded
352 mortgages recorded
253 mortgages recorded
Geography
Innovations Fcu's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 279
Volume (12mo): $91.8M
Total Volume: $541.6M
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $861k
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $876k
Top Borrowers
The following individuals have the most recorded mortgage transactions with Innovations Fcu. Click on a borrower to view their full investor profile.
+362 more not shown
FAQ
What type of lender is Innovations Fcu?
Innovations Fcu is classified as an credit union based on our research. Credit unions are member-owned, not-for-profit financial cooperatives. They have a mix of business (23%) and personal loans in their portfolio.
What entities does Innovations Fcu fund loans under?
Innovations Fcu originates mortgages through 4 different lending entities. The most common include Innovations Fcu, Innovations Financial Cu, and Innovations Federal Credit Uni. These are the legal entity names that appear on recorded mortgage documents.
Where is Innovations Fcu most active?
Based on recorded mortgages, Innovations Fcu is most active in Florida, Alabama, and Georgia.
How many loans has Innovations Fcu originated?
Public records show 2,660 mortgages recorded for Innovations Fcu, with $91.8M in volume over the past 12 months.
What is the average loan size for Innovations Fcu?
The average mortgage size for Innovations Fcu is $204k based on all recorded mortgages.
Does Innovations Fcu offer short-term loans?
Innovations Fcu primarily offers long-term financing, with only 3% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.