Bank
Independence Bank
Independence Bank of Kentucky is a community-oriented bank headquartered in Owensboro and operating across more than 15 counties in Kentucky, providing FDIC-insured deposit accounts, personal and business loans, and mortgage products with a focus on local servicing and small business support.
Key Statistics
As of December 2025, public records show Independence Bank has originated approximately $591.5M in loan volume over the past 12 months, with an average loan size of $263k.
Volume (12mo)
$591.5M
Avg Loan Size
$263k
Total Mortgages
17,397
Total Borrowers
1,953
Lending Entities
Independence Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
16,712 mortgages recorded
675 mortgages recorded
+4 more not shown
Geography
Independence Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 1,244
Volume (12mo): $503.0M
Total Volume: $3.8B
Mortgages (12mo): 24
Volume (12mo): $6.8M
Total Volume: $181.5M
Mortgages (12mo): 17
Volume (12mo): $15.4M
Total Volume: $143.4M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Independence Bank. Click on a borrower to view their full investor profile.
+1,950 more not shown
FAQ
What type of lender is Independence Bank?
Independence Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (21%) and personal loans in their portfolio.
What entities does Independence Bank fund loans under?
Independence Bank originates mortgages through 6 different lending entities. The most common include Independence Bank Of Kentucky and Independence Bkky. These are the legal entity names that appear on recorded mortgage documents.
Where is Independence Bank most active?
Based on recorded mortgages, Independence Bank is most active in Kentucky, Indiana, and Tennessee.
How many loans has Independence Bank originated?
Public records show 17,397 mortgages recorded for Independence Bank, with $591.5M in volume over the past 12 months.
What is the average loan size for Independence Bank?
The average mortgage size for Independence Bank is $263k based on all recorded mortgages.
Does Independence Bank offer short-term loans?
Independence Bank primarily offers long-term financing, with only 19% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.