Bank
Incommons Bank
Incommons Bank is a community-focused financial institution primarily serving the Waco, Mexia, and Fairfield areas of Texas, offering a full suite of FDIC-insured personal and business banking products and services.
Key Statistics
As of December 2025, public records show Incommons Bank has originated approximately $69.6M in loan volume over the past 12 months, with an average loan size of $211k.
Volume (12mo)
$69.6M
Avg Loan Size
$211k
Total Mortgages
2,409
Total Borrowers
268
Lending Entities
Incommons Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
2,406 mortgages recorded
+2 more not shown
Geography
Incommons Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 122
Volume (12mo): $69.6M
Total Volume: $504.0M
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $2.7M
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $839k
Top Borrowers
The following individuals have the most recorded mortgage transactions with Incommons Bank. Click on a borrower to view their full investor profile.
+265 more not shown
FAQ
What type of lender is Incommons Bank?
Incommons Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (18%) and personal loans in their portfolio.
What entities does Incommons Bank fund loans under?
Incommons Bank originates mortgages through 3 different lending entities. The most common include Incommons Bank Na. These are the legal entity names that appear on recorded mortgage documents.
Where is Incommons Bank most active?
Based on recorded mortgages, Incommons Bank is most active in Texas, Colorado, and Tennessee.
How many loans has Incommons Bank originated?
Public records show 2,409 mortgages recorded for Incommons Bank, with $69.6M in volume over the past 12 months.
What is the average loan size for Incommons Bank?
The average mortgage size for Incommons Bank is $211k based on all recorded mortgages.
Does Incommons Bank offer short-term loans?
Incommons Bank primarily offers long-term financing, with only 7% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.