Horizon Credit Union logo

Credit Union

Horizon Credit Union

hzcu.org
13224 E Mansfield Ave, Spokane Valley, WA 99216

Horizon Credit Union is a not-for-profit, member-owned financial cooperative based in Spokane Valley, Washington, serving the Pacific Northwest with various financial services including savings accounts, consumer loans, and mortgage lending.

Key Statistics

As of June 2026, public records show Horizon Credit Union has originated approximately $104.8M in loan volume over the past 12 months, with an average loan size of $129k.

Volume (12mo)

$104.8M

Avg Loan Size

$129k

Total Mortgages

3,700

Total Borrowers

71

Lending Entities

Horizon Credit Union funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Horizon Credit Union

3,700 mortgages recorded

Geography

Horizon Credit Union's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Washington

Mortgages (12mo): 295

Volume (12mo): $40.5M

Total Volume: $179.8M

#2Idaho

Mortgages (12mo): 194

Volume (12mo): $38.1M

Total Volume: $179.9M

#3Montana

Mortgages (12mo): 147

Volume (12mo): $16.2M

Total Volume: $62.0M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Horizon Credit Union. Click on a borrower to view their full investor profile.

+68 more borrowers not shown

FAQ

What type of lender is Horizon Credit Union?

Horizon Credit Union is classified as an credit union based on our research. Credit unions are member-owned, not-for-profit financial cooperatives. They have a mix of business (3%) and personal loans in their portfolio.

What entities does Horizon Credit Union fund loans under?

Horizon Credit Union originates mortgages through 1 different lending entities. The most common include Horizon Credit Union. These are the legal entity names that appear on recorded mortgage documents.

Where is Horizon Credit Union most active?

Based on recorded mortgages, Horizon Credit Union is most active in Washington, Idaho, and Montana.

How many loans has Horizon Credit Union originated?

Public records show 3,700 mortgages recorded for Horizon Credit Union, with $104.8M in volume over the past 12 months.

What is the average loan size for Horizon Credit Union?

The average mortgage size for Horizon Credit Union is $129k based on all recorded mortgages.

Does Horizon Credit Union offer short-term loans?

Horizon Credit Union primarily offers long-term financing, with only 1% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.