Home State Bank logo

Bank

Home State Bank

homestbk.com
40 Grant St, Crystal Lake, IL 60014

Home State Bank is a community bank based in Crystal Lake, Illinois, offering a comprehensive suite of personal and business banking services, including various types of loans and deposit accounts.

Key Statistics

As of December 2025, public records show Home State Bank has originated approximately $383.7M in loan volume over the past 12 months, with an average loan size of $307k.

Volume (12mo)

$383.7M

Avg Loan Size

$307k

Total Mortgages

23,651

Total Borrowers

3,336

Lending Entities

Home State Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Home State Bank

11,961 mortgages recorded

Home State Bank Na

10,660 mortgages recorded

Home State Banknational Assn

1,025 mortgages recorded

+12 more not shown

Geography

Home State Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Illinois

Mortgages (12mo): 343

Volume (12mo): $135.4M

Total Volume: $3.0B

#2Wisconsin

Mortgages (12mo): 239

Volume (12mo): $62.6M

Total Volume: $342.6M

#3Iowa

Mortgages (12mo): 236

Volume (12mo): $158.3M

Total Volume: $1.4B

Top Borrowers

The following individuals have the most recorded mortgage transactions with Home State Bank. Click on a borrower to view their full investor profile.

+3,333 more not shown

FAQ

What type of lender is Home State Bank?

Home State Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (19%) and personal loans in their portfolio.

What entities does Home State Bank fund loans under?

Home State Bank originates mortgages through 15 different lending entities. The most common include Home State Bank, Home State Bank Na, and Home State Banknational Assn. These are the legal entity names that appear on recorded mortgage documents.

Where is Home State Bank most active?

Based on recorded mortgages, Home State Bank is most active in Illinois, Wisconsin, and Iowa.

How many loans has Home State Bank originated?

Public records show 23,651 mortgages recorded for Home State Bank, with $383.7M in volume over the past 12 months.

What is the average loan size for Home State Bank?

The average mortgage size for Home State Bank is $307k based on all recorded mortgages.

Does Home State Bank offer short-term loans?

Home State Bank primarily offers long-term financing, with only 12% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.