Credit Union
Heritage Financial Credit Union
Heritage Financial Credit Union is a not-for-profit, member-owned financial cooperative based in Middletown, New York, offering a range of banking services including loans, checking and savings accounts, insurance, and investment services to members in Orange, Ulster, and Dutchess counties.
Key Statistics
As of June 2026, public records show Heritage Financial Credit Union has originated approximately $132.0M in loan volume over the past 12 months, with an average loan size of $126k.
Volume (12mo)
$132.0M
Avg Loan Size
$126k
Total Mortgages
13,233
Total Borrowers
205
Lending Entities
Heritage Financial Credit Union funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
9,659 mortgages recorded
1,981 mortgages recorded
1,562 mortgages recorded
+3 more entities not shown
Geography
Heritage Financial Credit Union's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 804
Volume (12mo): $109.0M
Total Volume: $1.1B
Mortgages (12mo): 82
Volume (12mo): $11.9M
Total Volume: $63.8M
Mortgages (12mo): 42
Volume (12mo): $8.0M
Total Volume: $459.2M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Heritage Financial Credit Union. Click on a borrower to view their full investor profile.
+202 more borrowers not shown
FAQ
What type of lender is Heritage Financial Credit Union?
Heritage Financial Credit Union is classified as an credit union based on our research. Credit unions are member-owned, not-for-profit financial cooperatives. They have a mix of business (2%) and personal loans in their portfolio.
What entities does Heritage Financial Credit Union fund loans under?
Heritage Financial Credit Union originates mortgages through 6 different lending entities. The most common include Heritage Fcu, Heritage Financial Credit Union, and Hudson Heritage Fcu. These are the legal entity names that appear on recorded mortgage documents.
Where is Heritage Financial Credit Union most active?
Based on recorded mortgages, Heritage Financial Credit Union is most active in Indiana, Kentucky, and New York.
How many loans has Heritage Financial Credit Union originated?
Public records show 13,233 mortgages recorded for Heritage Financial Credit Union, with $132.0M in volume over the past 12 months.
What is the average loan size for Heritage Financial Credit Union?
The average mortgage size for Heritage Financial Credit Union is $126k based on all recorded mortgages.
Does Heritage Financial Credit Union offer short-term loans?
Heritage Financial Credit Union primarily offers long-term financing, with only 1% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.