Bank
Harvard State Bank
Harvard State Bank is a longstanding community bank serving McHenry County and northern Illinois localities like Harvard, Hebron, Oregon, and Rockford, with a primary focus on FDIC-insured depository services and a variety of consumer/business loans, including conventional mortgages for homebuyers and local agricultural financing.
Key Statistics
As of December 2025, public records show Harvard State Bank has originated approximately $52.1M in loan volume over the past 12 months, with an average loan size of $294k.
Volume (12mo)
$52.1M
Avg Loan Size
$294k
Total Mortgages
2,846
Total Borrowers
222
Lending Entities
Harvard State Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
1,909 mortgages recorded
540 mortgages recorded
397 mortgages recorded
+3 more not shown
Geography
Harvard State Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 94
Volume (12mo): $35.2M
Total Volume: $604.3M
Mortgages (12mo): 37
Volume (12mo): $14.4M
Total Volume: $207.0M
Mortgages (12mo): 1
Volume (12mo): $2.0M
Total Volume: $4.4M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Harvard State Bank. Click on a borrower to view their full investor profile.
+219 more not shown
FAQ
What type of lender is Harvard State Bank?
Harvard State Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (24%) and personal loans in their portfolio.
What entities does Harvard State Bank fund loans under?
Harvard State Bank originates mortgages through 6 different lending entities. The most common include The Harvard State Bank, Harvard State Bank, and Harvard State Bank The. These are the legal entity names that appear on recorded mortgage documents.
Where is Harvard State Bank most active?
Based on recorded mortgages, Harvard State Bank is most active in Illinois, Wisconsin, and Florida.
How many loans has Harvard State Bank originated?
Public records show 2,846 mortgages recorded for Harvard State Bank, with $52.1M in volume over the past 12 months.
What is the average loan size for Harvard State Bank?
The average mortgage size for Harvard State Bank is $294k based on all recorded mortgages.
Does Harvard State Bank offer short-term loans?
Harvard State Bank primarily offers long-term financing, with only 13% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.