Bank
Gulf Capital Bank
Gulf Capital Bank, headquartered in Houston, Texas, is a community-focused FDIC-insured depository institution serving local businesses and individuals with core banking services such as checking accounts, mobile banking, and general loans to support everyday financial needs.
Key Statistics
As of December 2025, public records show Gulf Capital Bank has originated approximately $238.2M in loan volume over the past 12 months, with an average loan size of $3.2M.
Volume (12mo)
$238.2M
Avg Loan Size
$3.2M
Total Mortgages
177
Total Borrowers
175
Lending Entities
Gulf Capital Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
173 mortgages recorded
+4 more not shown
Geography
Gulf Capital Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 94
Volume (12mo): $225.7M
Total Volume: $488.2M
Mortgages (12mo): 3
Volume (12mo): $11.7M
Total Volume: $14.7M
Mortgages (12mo): 2
Volume (12mo): $800k
Total Volume: $10.5M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Gulf Capital Bank. Click on a borrower to view their full investor profile.
+172 more not shown
FAQ
What type of lender is Gulf Capital Bank?
Gulf Capital Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. The majority of their loans (93%) are for business purposes.
What entities does Gulf Capital Bank fund loans under?
Gulf Capital Bank originates mortgages through 5 different lending entities. The most common include Gulf Capital Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is Gulf Capital Bank most active?
Based on recorded mortgages, Gulf Capital Bank is most active in Texas, Colorado, and Florida.
How many loans has Gulf Capital Bank originated?
Public records show 177 mortgages recorded for Gulf Capital Bank, with $238.2M in volume over the past 12 months.
What is the average loan size for Gulf Capital Bank?
The average mortgage size for Gulf Capital Bank is $3.2M based on all recorded mortgages.
Does Gulf Capital Bank offer short-term loans?
Gulf Capital Bank primarily offers long-term financing, with only 24% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.