Groundfloor logo

Investment Lender

Groundfloor

groundfloor.com
600 Peachtree St NE, Suite 810, Atlanta, GA 30308

Groundfloor is an Atlanta-based investment lender that provides a platform for individuals to invest in short-term, high-yield real estate debt, primarily for fix-and-flip and bridge loans.

Key Statistics

As of December 2025, public records show Groundfloor has originated approximately $5.6M in loan volume over the past 12 months, with an average loan size of $235k.

Volume (12mo)

$5.6M

Avg Loan Size

$235k

Total Mortgages

4,047

Total Borrowers

2,690

Lending Entities

Groundfloor funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Groundfloor Real Estate 1

2,551 mortgages recorded

Groundfloor Holdings Ga

994 mortgages recorded

Groundfloor Finance

307 mortgages recorded

+43 more not shown

Geography

Groundfloor's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Pennsylvania

Mortgages (12mo): 6

Volume (12mo): $1.7M

Total Volume: $20.6M

#2Florida

Mortgages (12mo): 3

Volume (12mo): $553k

Total Volume: $149.5M

#3South Carolina

Mortgages (12mo): 3

Volume (12mo): $79k

Total Volume: $22.2M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Groundfloor. Click on a borrower to view their full investor profile.

+2,687 more not shown

FAQ

What type of lender is Groundfloor?

Groundfloor is classified as an investment lender based on our research. Investment lenders provide asset-based financing for real estate investors, including DSCR, fix and flip, and bridge loans. The majority of their loans (96%) are for business purposes.

What entities does Groundfloor fund loans under?

Groundfloor originates mortgages through 46 different lending entities. The most common include Groundfloor Real Estate 1, Groundfloor Holdings Ga, and Groundfloor Finance. These are the legal entity names that appear on recorded mortgage documents.

Where is Groundfloor most active?

Based on recorded mortgages, Groundfloor is most active in Pennsylvania, Florida, and South Carolina.

How many loans has Groundfloor originated?

Public records show 4,047 mortgages recorded for Groundfloor, with $5.6M in volume over the past 12 months.

What is the average loan size for Groundfloor?

The average mortgage size for Groundfloor is $235k based on all recorded mortgages.

Does Groundfloor offer short-term loans?

Yes, 88% of Groundfloor's loans are short-term (typically bridge loans or construction financing).

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.