Bank
Granite Bank
Granite Bank is a Minnesota State Chartered Bank based in Cold Spring, Minnesota, providing a comprehensive suite of FDIC-insured personal and business banking services, including various loan and deposit products, to individuals and businesses across Central Minnesota.
Key Statistics
As of December 2025, public records show Granite Bank has originated approximately $862.8M in loan volume over the past 12 months, with an average loan size of $416k.
Volume (12mo)
$862.8M
Avg Loan Size
$416k
Total Mortgages
3,894
Total Borrowers
461
Lending Entities
Granite Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
3,002 mortgages recorded
572 mortgages recorded
320 mortgages recorded
Geography
Granite Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 1,262
Volume (12mo): $566.9M
Total Volume: $1.2B
Mortgages (12mo): 129
Volume (12mo): $39.8M
Total Volume: $48.0M
Mortgages (12mo): 116
Volume (12mo): $44.2M
Total Volume: $46.0M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Granite Bank. Click on a borrower to view their full investor profile.
+458 more not shown
FAQ
What type of lender is Granite Bank?
Granite Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (16%) and personal loans in their portfolio.
What entities does Granite Bank fund loans under?
Granite Bank originates mortgages through 3 different lending entities. The most common include Granite Bank, Granite Community Bank, and Maple Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is Granite Bank most active?
Based on recorded mortgages, Granite Bank is most active in Minnesota, Texas, and Arizona.
How many loans has Granite Bank originated?
Public records show 3,894 mortgages recorded for Granite Bank, with $862.8M in volume over the past 12 months.
What is the average loan size for Granite Bank?
The average mortgage size for Granite Bank is $416k based on all recorded mortgages.
Does Granite Bank offer short-term loans?
Granite Bank primarily offers long-term financing, with only 9% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.