Bank
Gate City Bank
Gate City Bank is a customer-owned mutual bank primarily serving North Dakota and central Minnesota. It is a full-service, FDIC-insured financial institution offering a wide array of personal and business banking products, including various types of loans and deposit accounts.
Key Statistics
As of December 2025, public records show Gate City Bank has originated approximately $706.4M in loan volume over the past 12 months, with an average loan size of $191k.
Volume (12mo)
$706.4M
Avg Loan Size
$191k
Total Mortgages
59,352
Total Borrowers
400
Lending Entities
Gate City Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
59,352 mortgages recorded
+2 more not shown
Geography
Gate City Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 2,152
Volume (12mo): $524.9M
Total Volume: $9.8B
Mortgages (12mo): 458
Volume (12mo): $133.6M
Total Volume: $1.3B
Mortgages (12mo): 10
Volume (12mo): $3.6M
Total Volume: $53.0M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Gate City Bank. Click on a borrower to view their full investor profile.
+397 more not shown
FAQ
What type of lender is Gate City Bank?
Gate City Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (4%) and personal loans in their portfolio.
What entities does Gate City Bank fund loans under?
Gate City Bank originates mortgages through 3 different lending entities. The most common include Gate City Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is Gate City Bank most active?
Based on recorded mortgages, Gate City Bank is most active in North Dakota, Minnesota, and Arizona.
How many loans has Gate City Bank originated?
Public records show 59,352 mortgages recorded for Gate City Bank, with $706.4M in volume over the past 12 months.
What is the average loan size for Gate City Bank?
The average mortgage size for Gate City Bank is $191k based on all recorded mortgages.
Does Gate City Bank offer short-term loans?
Gate City Bank primarily offers long-term financing, with only 2% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.