Mortgage Banker
Flexpoint
FlexPoint, Inc. is a Costa Mesa, California-based mortgage banker specializing in originating and funding residential mortgage loans, particularly Non-QM loans, and operating as a wholesale lender through its FlexPoint Wholesale and Brokers First Funding divisions.
Key Statistics
As of December 2025, public records show Flexpoint has originated approximately $1.3B in loan volume over the past 12 months, with an average loan size of $464k.
Volume (12mo)
$1.3B
Avg Loan Size
$464k
Total Mortgages
6,845
Total Borrowers
2,041
Lending Entities
Flexpoint funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
6,834 mortgages recorded
+2 more not shown
Geography
Flexpoint's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 1,587
Volume (12mo): $913.8M
Total Volume: $2.2B
Mortgages (12mo): 278
Volume (12mo): $99.5M
Total Volume: $201.0M
Mortgages (12mo): 264
Volume (12mo): $133.4M
Total Volume: $282.4M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Flexpoint. Click on a borrower to view their full investor profile.
+2,038 more not shown
FAQ
What type of lender is Flexpoint?
Flexpoint is classified as an mortgage banker based on our research. Mortgage bankers are residential lenders that fund loans from their balance sheet or warehouse lines. They have a mix of business (5%) and personal loans in their portfolio.
What entities does Flexpoint fund loans under?
Flexpoint originates mortgages through 3 different lending entities. The most common include Flexpoint. These are the legal entity names that appear on recorded mortgage documents.
Where is Flexpoint most active?
Based on recorded mortgages, Flexpoint is most active in California, Texas, and Florida.
How many loans has Flexpoint originated?
Public records show 6,845 mortgages recorded for Flexpoint, with $1.3B in volume over the past 12 months.
What is the average loan size for Flexpoint?
The average mortgage size for Flexpoint is $464k based on all recorded mortgages.
Does Flexpoint offer short-term loans?
Flexpoint primarily offers long-term financing, with only 0% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.