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Mortgage Banker

Flat Branch Home Loans

Flat Branch Home Loans is a mortgage banker based in the Midwest, specializing in various home loan programs including conventional, FHA, VA, and USDA loans.

Key Statistics

As of December 2025, public records show Flat Branch Home Loans has originated approximately $3.1B in loan volume over the past 12 months, with an average loan size of $211k.

Volume (12mo)

$3.1B

Avg Loan Size

$211k

Total Mortgages

102,964

Total Borrowers

7,383

Lending Entities

Flat Branch Home Loans funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Flat Branch Mortgage

64,907 mortgages recorded

Flat Branch Home Loans

37,985 mortgages recorded

+10 more not shown

Geography

Flat Branch Home Loans's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Missouri

Mortgages (12mo): 5,870

Volume (12mo): $1.4B

Total Volume: $12.8B

#2Illinois

Mortgages (12mo): 1,390

Volume (12mo): $257.9M

Total Volume: $1.9B

#3Oklahoma

Mortgages (12mo): 1,346

Volume (12mo): $317.0M

Total Volume: $1.9B

Top Borrowers

The following individuals have the most recorded mortgage transactions with Flat Branch Home Loans. Click on a borrower to view their full investor profile.

+7,380 more not shown

FAQ

What type of lender is Flat Branch Home Loans?

Flat Branch Home Loans is classified as an mortgage banker based on our research. Mortgage bankers are residential lenders that fund loans from their balance sheet or warehouse lines. They have a mix of business (0%) and personal loans in their portfolio.

What entities does Flat Branch Home Loans fund loans under?

Flat Branch Home Loans originates mortgages through 12 different lending entities. The most common include Flat Branch Mortgage and Flat Branch Home Loans. These are the legal entity names that appear on recorded mortgage documents.

Where is Flat Branch Home Loans most active?

Based on recorded mortgages, Flat Branch Home Loans is most active in Missouri, Illinois, and Oklahoma.

How many loans has Flat Branch Home Loans originated?

Public records show 102,964 mortgages recorded for Flat Branch Home Loans, with $3.1B in volume over the past 12 months.

What is the average loan size for Flat Branch Home Loans?

The average mortgage size for Flat Branch Home Loans is $211k based on all recorded mortgages.

Does Flat Branch Home Loans offer short-term loans?

Flat Branch Home Loans primarily offers long-term financing, with only 0% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.