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Bank

Firstoak Bank

firstoakbank.com
113 N. Penn Ave, Independence, KS 67301

FirstOak Bank is a community-focused bank based in Independence, Kansas, offering a comprehensive suite of financial products and services, with a primary emphasis on commercial and residential real estate lending.

Key Statistics

As of December 2025, public records show Firstoak Bank has originated approximately $40.0M in loan volume over the past 12 months, with an average loan size of $324k.

Volume (12mo)

$40.0M

Avg Loan Size

$324k

Total Mortgages

1,816

Total Borrowers

121

Lending Entities

Firstoak Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Firstoak Bank

1,816 mortgages recorded

+1 more not shown

Geography

Firstoak Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Colorado

Mortgages (12mo): 47

Volume (12mo): $21.2M

Total Volume: $456.6M

#2Oklahoma

Mortgages (12mo): 8

Volume (12mo): $3.7M

Total Volume: $15.2M

#3Tennessee

Mortgages (12mo): 6

Volume (12mo): $1.8M

Total Volume: $70.6M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Firstoak Bank. Click on a borrower to view their full investor profile.

+118 more not shown

FAQ

What type of lender is Firstoak Bank?

Firstoak Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (50%) and personal loans in their portfolio.

What entities does Firstoak Bank fund loans under?

Firstoak Bank originates mortgages through 2 different lending entities. The most common include Firstoak Bank. These are the legal entity names that appear on recorded mortgage documents.

Where is Firstoak Bank most active?

Based on recorded mortgages, Firstoak Bank is most active in Colorado, Oklahoma, and Tennessee.

How many loans has Firstoak Bank originated?

Public records show 1,816 mortgages recorded for Firstoak Bank, with $40.0M in volume over the past 12 months.

What is the average loan size for Firstoak Bank?

The average mortgage size for Firstoak Bank is $324k based on all recorded mortgages.

Does Firstoak Bank offer short-term loans?

Firstoak Bank primarily offers long-term financing, with only 39% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.