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First State Bank

bankfsb.com
1114 E. Tyler Street, Athens, TX 75751

First State Bank is a community-focused institution serving East Texas localities like Athens, Gun Barrel City, and surrounding areas. As an FDIC-insured bank, its primary focus is on providing comprehensive retail and commercial financial services, including deposit accounts, personalized mortgages, business loans, and agricultural financing to support local individuals and small businesses.

Key Statistics

As of December 2025, public records show First State Bank has originated approximately $5.2M in loan volume over the past 12 months, with an average loan size of $399k.

Volume (12mo)

$5.2M

Avg Loan Size

$399k

Total Mortgages

528

Total Borrowers

88

Lending Entities

First State Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

First St Bkathens Tx

528 mortgages recorded

Geography

First State Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Texas

Mortgages (12mo): 4

Volume (12mo): $5.2M

Total Volume: $209.4M

#2Utah

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $605k

#3New Mexico

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $938k

Top Borrowers

The following individuals have the most recorded mortgage transactions with First State Bank. Click on a borrower to view their full investor profile.

+85 more not shown

FAQ

What type of lender is First State Bank?

First State Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (23%) and personal loans in their portfolio.

What entities does First State Bank fund loans under?

First State Bank originates mortgages through 1 different lending entities. The most common include First St Bkathens Tx. These are the legal entity names that appear on recorded mortgage documents.

Where is First State Bank most active?

Based on recorded mortgages, First State Bank is most active in Texas, Utah, and New Mexico.

How many loans has First State Bank originated?

Public records show 528 mortgages recorded for First State Bank, with $5.2M in volume over the past 12 months.

What is the average loan size for First State Bank?

The average mortgage size for First State Bank is $399k based on all recorded mortgages.

Does First State Bank offer short-term loans?

First State Bank primarily offers long-term financing, with only 4% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.