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Bank

First Southern State Bank

fssbank.com
20 Micah Way, Scottsboro, AL 35769

First Southern State Bank is a community bank based in Alabama, offering a wide range of financial services to individuals and businesses, including deposit accounts and various types of loans.

Key Statistics

As of June 2026, public records show First Southern State Bank has originated approximately $46.1M in loan volume over the past 12 months, with an average loan size of $181k.

Volume (12mo)

$46.1M

Avg Loan Size

$181k

Total Mortgages

2,553

Total Borrowers

105

Lending Entities

First Southern State Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

First Southern State Bank

2,553 mortgages recorded

Geography

First Southern State Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Alabama

Mortgages (12mo): 177

Volume (12mo): $43.9M

Total Volume: $414.3M

#2Tennessee

Mortgages (12mo): 11

Volume (12mo): $2.2M

Total Volume: $25.6M

#3Pennsylvania

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $1.4M

Top Borrowers

The following individuals have the most recorded mortgage transactions with First Southern State Bank. Click on a borrower to view their full investor profile.

+102 more borrowers not shown

FAQ

What type of lender is First Southern State Bank?

First Southern State Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (17%) and personal loans in their portfolio.

What entities does First Southern State Bank fund loans under?

First Southern State Bank originates mortgages through 1 different lending entities. The most common include First Southern State Bank. These are the legal entity names that appear on recorded mortgage documents.

Where is First Southern State Bank most active?

Based on recorded mortgages, First Southern State Bank is most active in Alabama, Tennessee, and Pennsylvania.

How many loans has First Southern State Bank originated?

Public records show 2,553 mortgages recorded for First Southern State Bank, with $46.1M in volume over the past 12 months.

What is the average loan size for First Southern State Bank?

The average mortgage size for First Southern State Bank is $181k based on all recorded mortgages.

Does First Southern State Bank offer short-term loans?

First Southern State Bank primarily offers long-term financing, with only 11% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.