Bank
First Option Bank
First Option Bank is a community bank primarily serving the Osawatomie, Kansas area, offering a comprehensive suite of personal and business banking products and financial services, including FDIC-insured accounts and mortgage lending.
Key Statistics
As of December 2025, public records show First Option Bank has originated approximately $137.0M in loan volume over the past 12 months, with an average loan size of $255k.
Volume (12mo)
$137.0M
Avg Loan Size
$255k
Total Mortgages
3,800
Total Borrowers
137
Lending Entities
First Option Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
3,800 mortgages recorded
+1 more not shown
Geography
First Option Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 192
Volume (12mo): $60.2M
Total Volume: $661.7M
Mortgages (12mo): 62
Volume (12mo): $76.1M
Total Volume: $295.7M
Mortgages (12mo): 1
Volume (12mo): $448k
Total Volume: $1.3M
Top Borrowers
The following individuals have the most recorded mortgage transactions with First Option Bank. Click on a borrower to view their full investor profile.
+134 more not shown
FAQ
What type of lender is First Option Bank?
First Option Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (10%) and personal loans in their portfolio.
What entities does First Option Bank fund loans under?
First Option Bank originates mortgages through 2 different lending entities. The most common include First Option Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is First Option Bank most active?
Based on recorded mortgages, First Option Bank is most active in Kansas, Missouri, and Oklahoma.
How many loans has First Option Bank originated?
Public records show 3,800 mortgages recorded for First Option Bank, with $137.0M in volume over the past 12 months.
What is the average loan size for First Option Bank?
The average mortgage size for First Option Bank is $255k based on all recorded mortgages.
Does First Option Bank offer short-term loans?
First Option Bank primarily offers long-term financing, with only 6% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.