Bank
First Naturalstate Bank
First NaturalState Bank is a community-focused institution based in McGehee, Arkansas, serving Desha County residents and businesses since 1974. As an FDIC-insured bank, its primary product focus is on traditional deposit accounts (checking, savings, CDs) and retail lending, including personal, home improvement, and mortgage loans tailored to local needs.
Key Statistics
As of December 2025, public records show First Naturalstate Bank has originated approximately $34.7M in loan volume over the past 12 months, with an average loan size of $189k.
Volume (12mo)
$34.7M
Avg Loan Size
$189k
Total Mortgages
634
Total Borrowers
112
Lending Entities
First Naturalstate Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
428 mortgages recorded
205 mortgages recorded
+1 more not shown
Geography
First Naturalstate Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 75
Volume (12mo): $34.7M
Total Volume: $117.7M
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $980k
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $850k
Top Borrowers
The following individuals have the most recorded mortgage transactions with First Naturalstate Bank. Click on a borrower to view their full investor profile.
+109 more not shown
FAQ
What type of lender is First Naturalstate Bank?
First Naturalstate Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (38%) and personal loans in their portfolio.
What entities does First Naturalstate Bank fund loans under?
First Naturalstate Bank originates mortgages through 3 different lending entities. The most common include First Naturalstate Bank and First Natural State Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is First Naturalstate Bank most active?
Based on recorded mortgages, First Naturalstate Bank is most active in Arkansas, Alabama, and California.
How many loans has First Naturalstate Bank originated?
Public records show 634 mortgages recorded for First Naturalstate Bank, with $34.7M in volume over the past 12 months.
What is the average loan size for First Naturalstate Bank?
The average mortgage size for First Naturalstate Bank is $189k based on all recorded mortgages.
Does First Naturalstate Bank offer short-term loans?
First Naturalstate Bank primarily offers long-term financing, with only 18% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.