First National Bank Of Central Texas logo

Bank

First National Bank Of Central Texas

fnbct.bank
Waco, Texas

First National Bank of Central Texas is a community bank based in Central Texas, offering a full range of personal and business banking services, including loans and mortgages, and is FDIC-insured.

Key Statistics

As of December 2025, public records show First National Bank Of Central Texas has originated approximately $353.7M in loan volume over the past 12 months, with an average loan size of $457k.

Volume (12mo)

$353.7M

Avg Loan Size

$457k

Total Mortgages

9,004

Total Borrowers

1,396

Lending Entities

First National Bank Of Central Texas funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

First Natl Bank Of Central Tx

5,424 mortgages recorded

First Natl Bank Of Central

1,400 mortgages recorded

First Natl Bankcentral Texas

1,010 mortgages recorded

First Natl Bank Of Central Texas

817 mortgages recorded

The First Natl Bank Of Central Texas

295 mortgages recorded

+33 more not shown

Geography

First National Bank Of Central Texas's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Texas

Mortgages (12mo): 575

Volume (12mo): $345.6M

Total Volume: $3.7B

#2Indiana

Mortgages (12mo): 1

Volume (12mo): $2.2M

Total Volume: $4.5M

#3Arkansas

Mortgages (12mo): 1

Volume (12mo): $80k

Total Volume: $380k

Top Borrowers

The following individuals have the most recorded mortgage transactions with First National Bank Of Central Texas. Click on a borrower to view their full investor profile.

+1,393 more not shown

FAQ

What type of lender is First National Bank Of Central Texas?

First National Bank Of Central Texas is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (44%) and personal loans in their portfolio.

What entities does First National Bank Of Central Texas fund loans under?

First National Bank Of Central Texas originates mortgages through 38 different lending entities. The most common include First Natl Bank Of Central Tx, First Natl Bank Of Central, and First Natl Bankcentral Texas. These are the legal entity names that appear on recorded mortgage documents.

Where is First National Bank Of Central Texas most active?

Based on recorded mortgages, First National Bank Of Central Texas is most active in Texas, Indiana, and Arkansas.

How many loans has First National Bank Of Central Texas originated?

Public records show 9,004 mortgages recorded for First National Bank Of Central Texas, with $353.7M in volume over the past 12 months.

What is the average loan size for First National Bank Of Central Texas?

The average mortgage size for First National Bank Of Central Texas is $457k based on all recorded mortgages.

Does First National Bank Of Central Texas offer short-term loans?

First National Bank Of Central Texas primarily offers long-term financing, with only 16% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.