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Bank

First Merchants Bank

firstmerchants.com
200 East Jackson Street, Muncie, IN 47305

First Merchants Bank is a regional bank primarily serving Central Indiana and surrounding areas, offering a full suite of FDIC-insured personal and business banking products, including deposit accounts and various loan types.

Key Statistics

As of December 2025, public records show First Merchants Bank has originated approximately $3.7B in loan volume over the past 12 months, with an average loan size of $651k.

Volume (12mo)

$3.7B

Avg Loan Size

$651k

Total Mortgages

87,217

Total Borrowers

8,345

Lending Entities

First Merchants Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

First Merchants Bank

44,388 mortgages recorded

First Merchants Bank Na

30,448 mortgages recorded

Level One Bank

12,372 mortgages recorded

+170 more not shown

Geography

First Merchants Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Indiana

Mortgages (12mo): 2,452

Volume (12mo): $2.0B

Total Volume: $38.3B

#2Michigan

Mortgages (12mo): 1,540

Volume (12mo): $736.0M

Total Volume: $8.3B

#3Ohio

Mortgages (12mo): 332

Volume (12mo): $620.3M

Total Volume: $4.1B

Top Borrowers

The following individuals have the most recorded mortgage transactions with First Merchants Bank. Click on a borrower to view their full investor profile.

+8,342 more not shown

FAQ

What type of lender is First Merchants Bank?

First Merchants Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (11%) and personal loans in their portfolio.

What entities does First Merchants Bank fund loans under?

First Merchants Bank originates mortgages through 173 different lending entities. The most common include First Merchants Bank, First Merchants Bank Na, and Level One Bank. These are the legal entity names that appear on recorded mortgage documents.

Where is First Merchants Bank most active?

Based on recorded mortgages, First Merchants Bank is most active in Indiana, Michigan, and Ohio.

How many loans has First Merchants Bank originated?

Public records show 87,217 mortgages recorded for First Merchants Bank, with $3.7B in volume over the past 12 months.

What is the average loan size for First Merchants Bank?

The average mortgage size for First Merchants Bank is $651k based on all recorded mortgages.

Does First Merchants Bank offer short-term loans?

First Merchants Bank primarily offers long-term financing, with only 4% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.