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Bank

First Exchange Bank

firstexchangebank.com
1 Heritage Way, White Hall, WV 26554

First Exchange Bank is a community-focused institution operating in North-Central West Virginia, providing FDIC-insured deposit accounts and a range of personal, mortgage, and business loans to local individuals and small businesses. Its primary product focus is traditional retail banking services, including checking/savings products and community-based lending.

Key Statistics

As of December 2025, public records show First Exchange Bank has originated approximately $27.6M in loan volume over the past 12 months, with an average loan size of $237k.

Volume (12mo)

$27.6M

Avg Loan Size

$237k

Total Mortgages

3,457

Total Borrowers

328

Lending Entities

First Exchange Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

First Exchange Bank

3,454 mortgages recorded

+3 more not shown

Geography

First Exchange Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1West Virginia

Mortgages (12mo): 154

Volume (12mo): $25.9M

Total Volume: $718.1M

#2Pennsylvania

Mortgages (12mo): 5

Volume (12mo): $953k

Total Volume: $22.0M

#3Maryland

Mortgages (12mo): 1

Volume (12mo): $747k

Total Volume: $5.3M

Top Borrowers

The following individuals have the most recorded mortgage transactions with First Exchange Bank. Click on a borrower to view their full investor profile.

+325 more not shown

FAQ

What type of lender is First Exchange Bank?

First Exchange Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (20%) and personal loans in their portfolio.

What entities does First Exchange Bank fund loans under?

First Exchange Bank originates mortgages through 4 different lending entities. The most common include First Exchange Bank. These are the legal entity names that appear on recorded mortgage documents.

Where is First Exchange Bank most active?

Based on recorded mortgages, First Exchange Bank is most active in West Virginia, Pennsylvania, and Maryland.

How many loans has First Exchange Bank originated?

Public records show 3,457 mortgages recorded for First Exchange Bank, with $27.6M in volume over the past 12 months.

What is the average loan size for First Exchange Bank?

The average mortgage size for First Exchange Bank is $237k based on all recorded mortgages.

Does First Exchange Bank offer short-term loans?

First Exchange Bank primarily offers long-term financing, with only 5% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.